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Rental kharma

open sky secured visa

building credit


FFAM Tools & RESOURCES

BEING WITH FFAM MEANS UTILIZING THE BEST RESOURCES AVAILABLE TO BETTER YOUR FINANCIAL FUTURE. 

Lowest Score Recommended: 300


card details:

  • Secured
  • No Annual Fee
  • Min. $200 deposit for secured line
  • 1%-2% Cash Back
  • Upgrade options after 8 months to Unsecured   *Restrictions Apply



Lowest score recommended: 0


rental history details:

  • Add up to 24 months of past rent payments
  • Average time to see results 2-4 weeks
  • Add Age to Your Credit Profile
  • No Credit Check
  • Multiple Leases=Multiple Accounts Added
  • $25 Registration + $5/month for past months



lowest score recommended: 450


Card details:

  • No credit check necessary to apply
  • The refundable* deposit you provide becomes your credit line limit on your Visa card
  • Build credit quickly with all 3 Bureaus and monthly reporting
  • Very low fees



Mastercard first progress 


Lowest Score Recommended: 0


card details:

  • No score required
  • Monthly Reporting to All 3 Bureaus
  • Secured
  • Min. $200 deposit for Secured line
  • Expedited Processing
  • $29 Annual Fee



AMEX spg Unsecured

lowest score recommended: 680


card details:

  • All 3 Bureau Reports and Scores
  • Up to 75K Bonus points within 3 months
  • Marriott, Starwood, & Flight Reward Redemptions
  • One Additional Free Night/Year 
  • Travel and Car Rental Protection
  • No Annual Fee First Year



Lowest Score Recommended: 0


card details:

  • No score required
  • Build score through a Savings Account
  • CD's are FDIC insured
  • $12 Activation Fee
  • Reports to All 3 Bureaus
  • No hard credit pulls



self lender 


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