Follow US

Lowest Score Recommended: 300


card details:

  • Secured
  • No Annual Fee
  • Min. $200 deposit for secured line
  • 1%-2% Cash Back
  • Upgrade options after 8 months to Unsecured   *Restrictions Apply



Lowest score recommended: 0


rental history details:

  • Add up to 24 months of past rent payments
  • Average time to see results 2-4 weeks
  • Add Age to Your Credit Profile
  • No Credit Check
  • Multiple Leases=Multiple Accounts Added
  • $25 Registration + $5/month for past months



lowest score recommended: 450


Card details:

  • No credit check necessary to apply
  • The refundable* deposit you provide becomes your credit line limit on your Visa card
  • Build credit quickly with all 3 Bureaus and monthly reporting
  • Very low fees



first progress SECURED 


Lowest Score Recommended: 0


card details:

  • No score required
  • Monthly Reporting to All 3 Bureaus
  • Secured
  • Min. $200 deposit for Secured line
  • Expedited Processing
  • $29 Annual Fee



AMEX spg Unsecured

lowest score recommended: 690


card details:

  • All 3 Bureau Reports and Scores
  • Up to 75K Bonus points within 3 months
  • Marriott, Starwood, & Flight Reward Redemptions
  • One Additional Free Night/Year 
  • Travel and Car Rental Protection
  • No Annual Fee First Year



Lowest Score Recommended: 0


card details:

  • No score required
  • Build score through a Savings Account
  • CD's are FDIC insured
  • $12 Activation Fee
  • Reports to All 3 Bureaus
  • No hard credit pulls



Capital one Unsecured

self lender 


discover it secured



lowest score recommended: 500


card details:

  • All 3 Bureau Reports and Scores
  • Increased credit limit options after 5 months
  • Small Security Deposit
  • No Annual Fee
  • No Foreign Transaction Fees
  • Secured



bUILDING CREDIT

FFAM WANTS TO PROVIDE YOU THE BEST RESOURCES AVAILABLE TO BETTER YOUR FINANCIAL FUTURE. PLEASE READ MORE ABOUT EACH OPTION OR SPEAK WITH ONE OF OUR REPRESENTATIVES TO DECIDE WHICH CREDIT BUILDER IS BEST FOR YOU.

Capital one secured

open sky secured visa

Rental kharma

C R E D I T  A N D  D E B T  S O L U T I O N S

lowest score recommended: 620


card details:

  • All 3 Bureau Reports and Scores
  • Increased credit limit options after 5 months
  • 1.5% Cash Back on every purchase
  • Low $39 Annual Fee
  • No Foreign Transaction Fees
  • ​UNSECURED